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Are You Really Protected—or Just Hoping for the Best?
Discover the Truth About Life, Trauma, Health Insurance, and Income Protection Every New Zealanders Family Must Know Before It’s Too Late
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What you’ll learn in this eBook
In this eye-opening guide, you’ll discover the truth about insurance in New Zealand—what’s covered, what’s not, and what could leave your family financially vulnerable when life takes a turn. Whether you already have a policy or are just starting to explore your options, this book will help you make confident, informed decisions—without wasting money.

What Your Policy Really Covers.
Uncover the fine print most people overlook—and how it could cost you at claim time.

How Much Cover You Actually Need.
Ditch the guesswork. Learn how to calculate the right cover for your life stage and income.

How to Protect Your Family Without Overpaying.
Build a smart, affordable plan that protects what matters most—without wasting money.

ABOUT THE AUTHOR
I’m Dennis Pimentel, a New Zealand-based financial adviser with over a decade of experience helping families, professionals, and business owners protect what matters most through smart, faith-aligned insurance solutions.
As the founder of Immerse LIFE I’ve seen firsthand how the wrong cover—or no cover at all—can leave people dangerously exposed. My mission is to simplify complex policies, expose hidden risks, and help you make wise, informed decisions that align with your values and secure your financial future.
Let’s Make Sure You’re Truly Covered
Call us at 0224139552 or visit www.immerselife.co.nz
Question? Ask us at info@faithfirstadvisory.com
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